First-time buyers
Purchasing your home is probably the largest financial commitment you will ever make.
Finding the right mortgage to meet your immediate and long-term needs can be a daunting prospect. Most mortgage lenders now have their own individual eligibility criteria and as a consequence, choosing the right mortgage is becoming more complex, and time-consuming.
Ideally, buyers want to have the finances in place before putting in an offer for their future home.
We have access to all lenders including High Street lenders, intermediary-only institutions and private banks. We can ensure that an application will be accepted based on your personal circumstances and financial situation. We can advise you on:
- Capital and Repayment and/or Interest only
- Offset Arrangements
- Guarantor Mortgages
- Adverse Credit
- Purchasing at auction
- Affordable Homes Schemes including Help to Buy and Shared Ownership
- Joint borrower, sole proprietor
- Guarantor
Of course, we look after all the administration on your behalf so you can focus your time and energy on planning your new home!
Are you ready to buy your first home? Get in touch for a no-obligation consultation at our expense. (And remember, we don’t charge adviser fees for residential mortgage advice.)