Purchasing your home is probably the largest financial commitment you will ever make.
Finding the right mortgage to meet your immediate and long-term needs can be a daunting prospect. Most mortgage lenders now have their own individual eligibility criteria and as a consequence, choosing the right mortgage is becoming more complex, and time-consuming.
Ideally, buyers want to have the finances in place before putting in an offer for their future home.
We have access to all lenders including High Street lenders, intermediary-only institutions and private banks. We can ensure that an application will be accepted based on your personal circumstances and financial situation. We can advise you on:
- Capital and Repayment and/or Interest only
- Offset Arrangements
- Guarantor Mortgages
- Adverse Credit
- Purchasing at auction
- Affordable Homes Schemes including Help to Buy and Shared Ownership
- Joint borrower, sole proprietor
Of course, we look after all the administration on your behalf so you can focus your time and energy on planning your new home!
Are you ready to buy your first home? Get in touch for a no-obligation consultation at our expense. (And remember, we don’t charge adviser fees for residential mortgage advice.)
I first met Anthony Kynaston some 13 years ago, when I sought advice regarding an inheritance from my late parents. He immediately impressed me with his friendly, calm, clear and professional manner, ascertaining my individual needs. Tony has since then continued to advise, plan and manage my financial affairs. This includes advice on my Buy to Let property and pension needs. He and his colleagues are always available to assist with any queries I may have. As a result, I can relax and now enjoy my retirement, leaving the complexities of financial management in their safe hands.
Ash-Ridge has been advising me for over 25 years. I have seen a very significant increase in the value of my portfolios over the years and have been very impressed by their professionalism, attention to detail, hands on management and care. I have been thoroughly pleased with the service so far.
Ash-Ridge has provided myself and my family with friendly, professional financial advice for many years. I find them trustworthy and reliable, and would not hesitate to recommend them.
I have been working with Tony and Andrew at Ash-Ridge to manage my financial affairs for several turbulent years since 2007. They have supported me with a variety of significant decisions and administration relating to pensions and investments while dealing with ever-changing circumstances as I moved into retirement. I am very happy to work with them, and to recommend their services.
Ash-Ridge have been managing my personal pension investment portfolio for two years. I can say that I am absolutely delighted with the professional way they have handled my assets offering solid and independent advice which has been prudent and reliable. Dealing with an experienced team with first class communication and speed of response when advice is required. They are a pleasure to deal with.
Sophie and I just wanted to thank you again for all your help in remortgaging. As ever, the service was superb and efficient, we will of course be coming back!
We have been using Jane at Ash-Ridge for the last 10 years, which literally speaks volumes for the service we receive. Jane’s honest and straightforward approach is a key part in ensuring we get the deal that is best for us. She is swift and always keeps us updated throughout the entire process whilst allowing us sufficient time to make a final decision. Jane is a first class mortgage adviser and I would recommend her to anyone seeking mortgage or financial advice.