At retirement

As you approach ‘the longest holiday of your life’ you want to make sure your hard work will provide you with the retirement you want to have.

For clients starting their retirement, they want to enjoy life beyond work. For many, this is the stage where they have the health and the time to enjoy their wealth. At the same time, they need to feel confident that the funds will not run out.

Our advisers will help you to:

  • Identify your life goals, whether they are to tick off items on your bucket list or to simply potter at home with your family.
  • Review your existing pensions, ISAs, investment bonds, collectives and direct holdings and advise you on whether to consolidate them into one account. This can help you to take full advantage of available tax allowances, whilst ensuring that underlying investments remain competitive and in line with your objectives.
  • Understand your attitude to financial risk and how comfortable you are with investing your money in different types of funds.
  • Identify what insurance you and your family need to protect you, should the worst happen.
  • If appropriate, refer you to our mortgage advisers who can help you borrow whilst in retirement with products such as equity release.
  • Put together a financial plan which focuses on helping you to achieve your goals with suitable investments, pensions and protection.
  • Implement your financial plan and review it with you on a regular basis to ensure that it continues to meet your needs. This is key to our wealth management service which provides ongoing advice and support as your goals and needs change.

Ready to take the first step to achieve your retirement goals? Get in touch for a no-obligation consultation at our expense.


Our testimonials

Marion Ohlson

I first met Anthony Kynaston some 13 years ago, when I sought advice regarding an inheritance from my late parents. He immediately impressed me with his friendly, calm, clear and professional manner, ascertaining my individual needs. Tony has since then continued to advise, plan and manage my financial affairs. This includes advice on my Buy to Let property and pension needs. He and his colleagues are always available to assist with any queries I may have. As a result, I can relax and now enjoy my retirement, leaving the complexities of financial management in their safe hands.

Niels Iversen

Ash-Ridge has been advising me for over 25 years. I have seen a very significant increase in the value of my portfolios over the years and have been very impressed by their professionalism, attention to detail, hands on management and care. I have been thoroughly pleased with the service so far.

Richard Tonkin

Ash-Ridge has provided myself and my family with friendly, professional financial advice for many years. I find them trustworthy and reliable, and would not hesitate to recommend them.

Caroline Mullan

I have been working with Tony and Andrew at Ash-Ridge to manage my financial affairs for several turbulent years since 2007. They have supported me with a variety of significant decisions and administration relating to pensions and investments while dealing with ever-changing circumstances as I moved into retirement. I am very happy to work with them, and to recommend their services.

Geoff Vickers

Ash-Ridge have been managing my personal pension investment portfolio for two years. I can say that I am absolutely delighted with the professional way they have handled my assets offering solid and independent advice which has been prudent and reliable. Dealing with an experienced team with first class communication and speed of response when advice is required. They are a pleasure to deal with.

Abel Smith

Sophie and I just wanted to thank you again for all your help in remortgaging. As ever, the service was superb and efficient, we will of course be coming back!

Seena Mistry

We have been using Jane at Ash-Ridge for the last 10 years, which literally speaks volumes for the service we receive. Jane’s honest and straightforward approach is a key part in ensuring we get the deal that is best for us. She is swift and always keeps us updated throughout the entire process whilst allowing us sufficient time to make a final decision. Jane is a first class mortgage adviser and I would recommend her to anyone seeking mortgage or financial advice.